TiC Explorer
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MCP server

What US health plans pay for care, for AI apps that speak MCP.

Server URL
https://api.ticexplorer.com/mcp
  • Streamable HTTP. Sign in with OAuth, or send an API key as a bearer token.
  • $5 free to start, then prepaid usage. See pricing.

Connect

ClaudeOpens Claude
CursorOpens CursorVS CodeInstall in VS Code
gooseOpens gooseLM StudioOpens LM Studio

Your app opens a TiC Explorer sign-in page. Approve it, and the tools appear.

Tools

  • find_planFinds a health plan from an employer, insurer or plan name.Read only
  • find_providersFinds clinics, hospitals and clinicians near a ZIP and the entities that bill for them.Read only
  • find_codesTurns a described service into billing codes with plain names.Read only
  • get_ratesNegotiated rates for up to 10 codes near a ZIP, with where each number came from.Read only
  • get_rates_batchUp to 10 rate lookups in one call.Read only
  • price_claimPrices a whole visit or checks a bill against the allowed total.Read only
  • estimate_market_analysisEstimates the time and price of a market analysis. Starts nothing.Read only
  • start_market_analysisStarts a market analysis job.Starts a billed job
  • get_market_analysisReads a market analysis job’s results.Read only
  • cancel_market_analysisStops a market analysis job.Stops a job
  • export_market_analysisExports a market analysis job’s rows as CSV.Read only

Same operations over REST: API reference.

Try asking

  • I have Premera through Microsoft. What would a knee MRI cost near 98052?
  • Here’s my urgent care bill. Does the allowed amount match what my plan pays?
  • Compare what Aetna and Regence pay for a colonoscopy in Seattle.

Prices are what the plan allows, before your deductible or coinsurance.

Your data

  • The tools read public price files. They can’t see your health records or insurance account.
  • We keep a usage record per request: which tool ran and what it cost, not what you asked.
  • Sign-in tokens expire after an hour and renew while the app is connected. Disconnect the app to end access.

Details are in the Privacy Policy and Terms linked below.

Help

  • “Payment required”: your free credit is used up. Add credit in the console.
  • Signed out or tools missing: disconnect and connect again.
  • The first lookup for a plan can take a minute while its files are read.

Email support@ticexplorer.com.